Built for modern finance
Built for modern finance
Built for modern finance
Smart liquidity for digital assets
Smart liquidity for digital assets
Fluxa turns your digital assets into instant spending power. Keep your portfolio intact while accessing liquidity whenever you need it
Live platform metrics
10k+
Active users
10k+
Active users
10k+
Active users
99.9
Platform uptime
99.9
Platform uptime
99.9
Platform uptime
$250M+
Assets secured
$250M+
Assets secured
$250M+
Assets secured
A snapshot of platform activity and reliability
Secure custody
Risk engine
LTV Control
Real-time monitoring
Two-wallet architecture
Compliance-ready
Privacy-first design
Adaptive limits
Secure custody
Risk engine
LTV Control
Real-time monitoring
Two-wallet architecture
Compliance-ready
Privacy-first design
Adaptive limits
Secure custody
Risk engine
LTV Control
Real-time monitoring
Two-wallet architecture
Compliance-ready
Privacy-first design
Adaptive limits
Built on trust
Designed for flexible, safe crypto-backed borrowing
Everything you need to draw against your digital assets with clarity, control and privacy
Everything you need to draw against your digital assets with clarity, control and privacy
Card spending or bank payout
Spend from your credit line using a card or request a bank payout. Your assets remain secured as collateral
Card spending or bank payout
Spend from your credit line using a card or request a bank payout. Your assets remain secured as collateral
Card spending or bank payout
Spend from your credit line using a card or request a bank payout. Your assets remain secured as collateral
Compliance-first
Built with full compliance in mind, including KYC, AML/CFT checks and ongoing monitoring aligned with regulatory standards
Compliance-first
Built with full compliance in mind, including KYC, AML/CFT checks and ongoing monitoring aligned with regulatory standards
Compliance-first
Built with full compliance in mind, including KYC, AML/CFT checks and ongoing monitoring aligned with regulatory standards
Privacy by design
Proportional AML controls and streamlined verification help keep spending private within legal limits
Privacy by design
Proportional AML controls and streamlined verification help keep spending private within legal limits
Privacy by design
Proportional AML controls and streamlined verification help keep spending private within legal limits
Fast top-ups
Move assets to your funding wallet and increase your available credit line within minutes
Fast top-ups
Move assets to your funding wallet and increase your available credit line within minutes
Fast top-ups
Move assets to your funding wallet and increase your available credit line within minutes
Clear statements
Download statements for each drawdown, repayment and collateral movement with complete audit trails
Clear statements
Download statements for each drawdown, repayment and collateral movement with complete audit trails
Clear statements
Download statements for each drawdown, repayment and collateral movement with complete audit trails
How it works
How it works
Verify
1
Complete registration and KYC in minutes to unlock your credit access
Verify
1
Complete registration and KYC in minutes to unlock your credit access
Verify
1
Complete registration and KYC in minutes to unlock your credit access
Fund
2
Deposit crypto as collateral to activate your credit line
Fund
2
Deposit crypto as collateral to activate your credit line
Fund
2
Deposit crypto as collateral to activate your credit line
Manage
3
Monitor LTV, repay anytime, and stay exposed to your assets
Manage
3
Monitor LTV, repay anytime,and stay exposed to your assets
Manage
3
Monitor LTV, repay anytime, and stay exposed to your assets
Draw
4
Access funds for card spending or request payouts anytime
Draw
4
Access funds for card spending or request payouts anytime
Draw
4
Access funds for card spending or request payouts anytime
Our Metrics
Updated in real time
Updated in real time
Updated in real time
Supported assets
A growing list of digital assets accepted as collateral, featuring major coins and long-tail assets
Live collateral list
Supported assets
A growing list of digital assets accepted as collateral, covering major cryptocurrenciesand selected long-tail assets
Live collateral list
Supported assets
A growing list of digital assets accepted as collateral, featuring major coins and long-tail assets
Live collateral list
Active regions
Fluxa is available across multiple jurisdictions, with localized compliance and payout options
Jurisdiction-aware availability
Active regions
Fluxa is available across multiple jurisdictions, with localized compliance and payout options
Jurisdiction-aware availability
Active regions
Fluxa is available across multiple jurisdictions, with localized compliance and payout options
Jurisdiction-aware availability
Active users
Thousands trust us to access daily liquidity without having to sell their crypto holdings
Growing user base
Active users
Thousands trust us to access daily liquidity without having to sell their crypto holdings
Growing user base
Active users
Thousands trust us to access daily liquidity without having to sell their crypto holdings
Growing user base
Liquidity access
Access your credit line instantly, anytime, from anywhere — no waiting for market hours
Always on
Liquidity access
Access your credit line instantly, anytime, from anywhere — no waiting for market hours
Always on
Liquidity access
Access your credit line instantly, anytime, from anywhere — no waiting for market hours
Always on
Privacy of Spending
Adaptive
AML controls
With our Hong Kong lending license, Fluxa can apply anti–money-laundering measures proportionally. This keeps clients protected while maintaining a high level of privacy
Privacy of Spending
Adaptive
AML controls
With our Hong Kong lending license, Fluxa can apply anti–money-laundering measures proportionally. This keeps clients protected while maintaining a high level of privacy
Privacy of Spending
Adaptive
AML controls
With our Hong Kong lending license, Fluxa can apply anti–money-laundering measures proportionally. This keeps clients protected while maintaining a high level of privacy
Use cases
Use cases
Use cases
Liquidity that adapts to your life
Everything you need to draw against your digital assets with clarity, control and privacy
Everything you need to draw against your digital assets with clarity,
control and privacy
Personal Liquidity
Turn your digital assets into instant liquidity while keeping full ownership of your portfolio
Personal Liquidity
Turn your digital assets into instant liquidity while keeping full ownership of your portfolio
Personal Liquidity
Turn your digital assets into instant liquidity while keeping full ownership of your portfolio
Portfolio Management
Use your assets as collateral and maintain long-term positions without forced liquidation
Portfolio Management
Use your assets as collateral and maintain long-term positions without forced liquidation
Portfolio Management
Use your assets as collateral and maintain long-term positions without forced liquidation
Everyday Spending
Use borrowed funds for daily expenses while your crypto remains safely locked as collateral
Everyday Spending
Use borrowed funds for daily expenses while your crypto remains safely locked as collateral
Everyday Spending
Use borrowed funds for daily expenses while your crypto remains safely locked as collateral
Market Flexibility
Stay liquid during volatility and react to opportunities without exiting the market
Market Flexibility
Stay liquid during volatility and react to opportunities without exiting the market
Market Flexibility
Stay liquid during volatility and react to opportunities without exiting the market
Roadmap
We expand core capabilities and optimize risk logic to support scalable growth
01
Upcoming (Q1–Q2)
Expanding collateral options with smarter risk optimization and more flexible payout flows
02
Mid-term (Q3–Q4)
Launching mobile access, advanced alerts, and multi-currency account support
03
Future
Introducing on-chain collateral and automated hedging tools for advanced strategies
Roadmap
We expand core capabilities and optimize risk logic to support scalable growth
01
Upcoming (Q1–Q2)
Expanding collateral options with smarter risk optimization and more flexible payout flows
02
Mid-term (Q3–Q4)
Launching mobile access,
advanced alerts, and multi-currency account support
03
Future
Introducing on-chain collateral and automated hedging tools for advanced strategies
Roadmap
We expand core capabilities and optimize risk logic to support scalable growth
01
Upcoming (Q1–Q2)
Expanding collateral options with smarter risk optimization and more flexible payout flows
02
Mid-term (Q3–Q4)
Launching mobile access,
advanced alerts, and multi-currency account support
03
Future
Introducing on-chain collateral and automated hedging tools for advanced strategies
Choose your plan
Choose your plan
Pricing
Pricing
Pricing
Starter
$49
/ month
For individuals and small teams
What's included
AI setup session
3 automated workflows
Basic integrations
Email support
Starter
$49
/ month
For individuals and small teams
What's included
AI setup session
3 automated workflows
Basic integrations
Email support
Starter
$49
/ month
For individuals and small teams
What's included
AI setup session
3 automated workflows
Basic integrations
Email support
Growth
$129
/ month
For growing teams
What's included
Everything in Starter
Advanced workflows
Custom AI agents
Analytics & reports
Priority support
Growth
$129
/ month
For growing teams
What's included
Everything in Starter
Advanced workflows
Custom AI agents
Analytics & reports
Priority support
Growth
$129
/ month
For growing teams
What's included
Everything in Starter
Advanced workflows
Custom AI agents
Analytics & reports
Priority support
Enterprise
$499
/ month
For large teams & companies
What's included
Unlimited workflows
Dedicated AI architect
Custom integrations
SLA & security review
24/7 support
Enterprise
$499
/ month
For large teams & companies
What's included
Unlimited workflows
Dedicated AI architect
Custom integrations
SLA & security review
24/7 support
Enterprise
$499
/ month
For large teams & companies
What's included
Unlimited workflows
Dedicated AI architect
Custom integrations
SLA & security review
24/7 support
Real voices
Real voices
Real voices
Testimonials
Discover the valuable feedback from our satisfied clients and learn about their experiences with our services
Discover the valuable feedback from our satisfied clients and learn about their experiences with our services
Fluxa solved a problem I had for years. I can finally use my crypto without constantly worrying about timing the market
Alex M.
Product Manager
The two-wallet flow makes a lot of sense. Everything feels transparent and controlled, which is rare in this space
Daniel K.
Crypto Investor
I use Fluxa to stay liquid while keeping my long-term positions untouched. It fits perfectly into my financial routine
Sophia L.
Startup Founder
What impressed me most is how simple it feels. No unnecessary complexity, just clear access to funds when you need them
Marcus T.
Operations Lead
Fluxa feels more like a traditional financial product, but built for crypto-native users. That’s a good thing
Ethan R.
DeFi Researcher
I was cautious at first, but the compliance and transparency gave me confidence. Everything works exactly as described
Nina P.
Marketing Consultant
The ability to spend without selling assets changed how I think about liquidity. Fluxa fits well into a long-term strategy
Victor S.
Private Investor
I travel a lot and need fast access to funds. Fluxa gives me flexibility without forcing me to exit my positions
Olivia W.
Digital Nomad
Fluxa solved a problem I had for years. I can finally use my crypto without constantly worrying about timing the market
Alex M.
Product Manager
The two-wallet flow makes a lot of sense. Everything feels transparent and controlled, which is rare in this space
Daniel K.
Crypto Investor
I use Fluxa to stay liquid while keeping my long-term positions untouched. It fits perfectly into my financial routine
Sophia L.
Startup Founder
What impressed me most is how simple it feels. No unnecessary complexity, just clear access to funds when you need them
Marcus T.
Operations Lead
Fluxa feels more like a traditional financial product, but built for crypto-native users. That’s a good thing
Ethan R.
DeFi Researcher
I was cautious at first, but the compliance and transparency gave me confidence. Everything works exactly as described
Nina P.
Marketing Consultant
The ability to spend without selling assets changed how I think about liquidity. Fluxa fits well into a long-term strategy
Victor S.
Private Investor
I travel a lot and need fast access to funds. Fluxa gives me flexibility without forcing me to exit my positions
Olivia W.
Digital Nomad
Fluxa solved a problem I had for years. I can finally use my crypto without constantly worrying about timing the market
Alex M.
Product Manager
The two-wallet flow makes a lot of sense. Everything feels transparent and controlled, which is rare in this space
Daniel K.
Crypto Investor
I use Fluxa to stay liquid while keeping my long-term positions untouched. It fits perfectly into my financial routine
Sophia L.
Startup Founder
What impressed me most is how simple it feels. No unnecessary complexity, just clear access to funds when you need them
Marcus T.
Operations Lead
Fluxa feels more like a traditional financial product, but built for crypto-native users. That’s a good thing
Ethan R.
DeFi Researcher
I was cautious at first, but the compliance and transparency gave me confidence. Everything works exactly as described
Nina P.
Marketing Consultant
The ability to spend without selling assets changed how I think about liquidity. Fluxa fits well into a long-term strategy
Victor S.
Private Investor
I travel a lot and need fast access to funds. Fluxa gives me flexibility without forcing me to exit my positions
Olivia W.
Digital Nomad
Fluxa solved a problem I had for years. I can finally use my crypto without constantly worrying about timing the market
Alex M.
Product Manager
The two-wallet flow makes a lot of sense. Everything feels transparent and controlled, which is rare in this space
Daniel K.
Crypto Investor
I use Fluxa to stay liquid while keeping my long-term positions untouched. It fits perfectly into my financial routine
Sophia L.
Startup Founder
What impressed me most is how simple it feels. No unnecessary complexity, just clear access to funds when you need them
Marcus T.
Operations Lead
Fluxa feels more like a traditional financial product, but built for crypto-native users. That’s a good thing
Ethan R.
DeFi Researcher
I was cautious at first, but the compliance and transparency gave me confidence. Everything works exactly as described
Nina P.
Marketing Consultant
The ability to spend without selling assets changed how I think about liquidity. Fluxa fits well into a long-term strategy
Victor S.
Private Investor
I travel a lot and need fast access to funds. Fluxa gives me flexibility without forcing me to exit my positions
Olivia W.
Digital Nomad
Fluxa solved a problem I had for years. I can finally use my crypto without constantly worrying about timing the market
Alex M.
Product Manager
The two-wallet flow makes a lot of sense. Everything feels transparent and controlled, which is rare in this space
Daniel K.
Crypto Investor
I use Fluxa to stay liquid while keeping my long-term positions untouched. It fits perfectly into my financial routine
Sophia L.
Startup Founder
What impressed me most is how simple it feels. No unnecessary complexity, just clear access to funds when you need them
Marcus T.
Operations Lead
Fluxa feels more like a traditional financial product, but built for crypto-native users. That’s a good thing
Ethan R.
DeFi Researcher
I was cautious at first, but the compliance and transparency gave me confidence. Everything works exactly as described
Nina P.
Marketing Consultant
The ability to spend without selling assets changed how I think about liquidity. Fluxa fits well into a long-term strategy
Victor S.
Private Investor
I travel a lot and need fast access to funds. Fluxa gives me flexibility without forcing me to exit my positions
Olivia W.
Digital Nomad
Fluxa solved a problem I had for years. I can finally use my crypto without constantly worrying about timing the market
Alex M.
Product Manager
The two-wallet flow makes a lot of sense. Everything feels transparent and controlled, which is rare in this space
Daniel K.
Crypto Investor
I use Fluxa to stay liquid while keeping my long-term positions untouched. It fits perfectly into my financial routine
Sophia L.
Startup Founder
What impressed me most is how simple it feels. No unnecessary complexity, just clear access to funds when you need them
Marcus T.
Operations Lead
Fluxa feels more like a traditional financial product, but built for crypto-native users. That’s a good thing
Ethan R.
DeFi Researcher
I was cautious at first, but the compliance and transparency gave me confidence. Everything works exactly as described
Nina P.
Marketing Consultant
The ability to spend without selling assets changed how I think about liquidity. Fluxa fits well into a long-term strategy
Victor S.
Private Investor
I travel a lot and need fast access to funds. Fluxa gives me flexibility without forcing me to exit my positions
Olivia W.
Digital Nomad
Fluxa solved a problem I had for years. I can finally use my crypto without constantly worrying about timing the market
Alex M.
Product Manager
The two-wallet flow makes a lot of sense. Everything feels transparent and controlled, which is rare in this space
Daniel K.
Crypto Investor
I use Fluxa to stay liquid while keeping my long-term positions untouched. It fits perfectly into my financial routine
Sophia L.
Startup Founder
What impressed me most is how simple it feels. No unnecessary complexity, just clear access to funds when you need them
Marcus T.
Operations Lead
Fluxa feels more like a traditional financial product, but built for crypto-native users. That’s a good thing
Ethan R.
DeFi Researcher
I was cautious at first, but the compliance and transparency gave me confidence. Everything works exactly as described
Nina P.
Marketing Consultant
The ability to spend without selling assets changed how I think about liquidity. Fluxa fits well into a long-term strategy
Victor S.
Private Investor
I travel a lot and need fast access to funds. Fluxa gives me flexibility without forcing me to exit my positions
Olivia W.
Digital Nomad
Fluxa solved a problem I had for years. I can finally use my crypto without constantly worrying about timing the market
Alex M.
Product Manager
The two-wallet flow makes a lot of sense. Everything feels transparent and controlled, which is rare in this space
Daniel K.
Crypto Investor
I use Fluxa to stay liquid while keeping my long-term positions untouched. It fits perfectly into my financial routine
Sophia L.
Startup Founder
What impressed me most is how simple it feels. No unnecessary complexity, just clear access to funds when you need them
Marcus T.
Operations Lead
Fluxa feels more like a traditional financial product, but built for crypto-native users. That’s a good thing
Ethan R.
DeFi Researcher
I was cautious at first, but the compliance and transparency gave me confidence. Everything works exactly as described
Nina P.
Marketing Consultant
The ability to spend without selling assets changed how I think about liquidity. Fluxa fits well into a long-term strategy
Victor S.
Private Investor
I travel a lot and need fast access to funds. Fluxa gives me flexibility without forcing me to exit my positions
Olivia W.
Digital Nomad
Questions & answers
Questions & answers
Questions & answers
Frequently Asked Questions
Straight answers to the most common questions about using crypto as collateral — from ownership to spending
Straight answers to the most common questions about using crypto as collateral — from ownership to spending
What is Fluxa?
Fluxa is a crypto-backed credit service that transforms your digital assets into usable liquidity without requiring you to sell them
Do I need to give up my crypto?
No. Your assets stay in secured custody as collateral while you use the credit line freely
Which cryptocurrencies can I use?
Leading stablecoins, major assets like BTC and ETH, plus selected high-liquidity tokens. More assets are added over time
What can I do with Fluxa?
Borrow against crypto, spend with a card, withdraw to banks, monitor your collateral, and manage everything through a private spending environment
How is my collateral protected?
Your crypto is securely held as collateral and remains yours at all times. Fluxa uses institutional-grade custody and risk controls to protect your assets
What happens if the market drops?
If asset values decline, you may be asked to add collateral or repay part of the credit to maintain your position. You stay in control and are notified in advance
What is Fluxa?
Fluxa is a crypto-backed credit service that transforms your digital assets into usable liquidity without requiring you to sell them
Do I need to give up my crypto?
No. Your assets stay in secured custody as collateral while you use the credit line freely
Which cryptocurrencies can I use?
Leading stablecoins, major assets like BTC and ETH, plus selected high-liquidity tokens. More assets are added over time
What can I do with Fluxa?
Borrow against crypto, spend with a card, withdraw to banks, monitor your collateral, and manage everything through a private spending environment
How is my collateral protected?
Your crypto is securely held as collateral and remains yours at all times. Fluxa uses institutional-grade custody and risk controls to protect your assets
What happens if the market drops?
If asset values decline, you may be asked to add collateral or repay part of the credit to maintain your position. You stay in control and are notified in advance
What is Fluxa?
Fluxa is a crypto-backed credit service that transforms your digital assets into usable liquidity without requiring you to sell them
Do I need to give up my crypto?
No. Your assets stay in secured custody as collateral while you use the credit line freely
Which cryptocurrencies can I use?
Leading stablecoins, major assets like BTC and ETH, plus selected high-liquidity tokens. More assets are added over time
What can I do with Fluxa?
Borrow against crypto, spend with a card, withdraw to banks, monitor your collateral, and manage everything through a private spending environment
How is my collateral protected?
Your crypto is securely held as collateral and remains yours at all times. Fluxa uses institutional-grade custody and risk controls to protect your assets
What happens if the market drops?
If asset values decline, you may be asked to add collateral or repay part of the credit to maintain your position. You stay in control and are notified in advance